01
Klarna instalments
Split the purchase price across payment dates without leasing your bike.
- Klarna determines available options and approval.
- Check payment dates, fees and late-payment consequences.
- Not all amounts or customers are eligible.
Closed: Tuesday 27 October through Sunday 1 November. Please note: the workshop is from now on also closed on Thursdays.
Payment options
Your next bike, with a payment arrangement that suits your budget. From instalments to a bike through work, I will help you compare.
Which arrangement suits you?
Logos show example providers for each arrangement, not confirmed partners. Thomas checks which option is available for your bike.
| Arrangement | Klarna | Private leasing | Business leasing | Employer scheme |
|---|---|---|---|---|
| Arrangement | Purchase in instalments | Lease in your name | Lease through work or business | Employer-supported purchase |
| Payment | Scheduled payment dates | Monthly during the contract | Under the business arrangement | Allowance, loan or benefit exchange |
| Employer required? | No | No | For leasing through work | Yes |
| Ownership | Purchase, not a lease | Buyout not automatic | Depends on the lease | Depends on the scheme |
| Maintenance & insurance | Arrange separately | Sometimes included | Depends on the contract | Depends on the scheme |
| Main check | Approval, payment dates and fees | Term, total cost and buyout | Contribution and tax implications | Budget, benefit and HR agreement |
02
Private bicycle leasing
You sign a lease yourself and pay a monthly amount for the contract term.
- Compare the term, upfront payment and total cost.
- Maintenance and insurance depend on the contract.
- Ownership at the end is not automatically included.
03
Business and employer leasing
A bike leased for business or through your employer’s scheme.
- Ask HR which providers and bikes are permitted.
- Contributions and tax implications depend on the scheme.
- Business owners should consult their accountant.
04
Employer bike purchase scheme
Your employer may support a purchase through an allowance, loan or exchange of employment benefits.
- A purchase scheme is not necessarily a lease.
- Ask about the budget, application and invoice requirements.
- The benefit depends on your circumstances and employer agreement.
Personally, at the atelier
Your bike. Your options.
Less guesswork, more conversation. I help you compare the options so you know where you stand before deciding.
Check before you commit
- What is the total cost, including fees?
- Are maintenance, insurance and accessories included?
- Who owns the bike, including at the end?
- What happens after damage, early termination or a job change?
- Which provider and budget does your employer allow?
Options depend on your bike, provider and employer. Check availability with Thomas before ordering. Approval and terms are set by the provider; this page is not a credit application.
Read the original terms
Discuss your payment options
Ask Thomas about options for your bike. This is a no-obligation workshop enquiry, not a credit application or order.